8 ‘Financial Habits’ of the Wealthy

 

Good or Bad, we all have them . . .

Habits!

Regarding the creation of wealth, do wealthy people have some ‘secret habits’ that they don’t share with everyone . . . or are their financial habits actually ‘out there’ for the world to see?

Are these habits easy enough to emulate for an improved personal financial situation?

Judy Martel over at Bankrate.com wrote some interesting points on the ‘Financial Habits’ of the Wealthy. These habits and tips sounds remarkable familiar to some of the points we share in the Savvy Team ‘Cashflow Classes’ where we explore the secrets of high net worth individuals.

Here’s a synopsis of the 8 Financial Habits . . . habits we can all learn from.

 

8 Financial Habits of the Wealthy

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8 Secrets To Goal Achievement

In their “Built To Last” book, co-authors Jim Collins and Jerry Porras coined a term that vividly conveys the excitement, energy, and envelope-pushing boldness stirred up by one’s daring, razor-edge endeavours. That term: BHAG!

Huh? What’s a BHAG?

They are what Jim Collins referred to as Big Hairy, Audacious Goals, [thanks to funfitnessfast.com for their great image]. Collins says that the real power of the BHAG, ‘those ambitious long-term goals that galvanise entrepreneurs, organisations or companies into success’ is that they get you out of thinking too small. A great BHAG often changes the time frame and simultaneously creates a sense of urgency. It’s a real paradox.

So on the one hand, you’re not going to get a BHAG done in three years. You’re not going to get it done in five years. A really good BHAG probably has a minimum length of about a decade, and many take longer than that according to Collins. You need to have a goal that is much bigger than any single individual, if you want to have something that inspires, attracts and lasts.  (more…)

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Jim Rohn: Income Seldom Exceeds Personal Development

The question is “Do you want to develop your skills and knowledge within this booming industry, to achieve more than you currently are with perhaps less stress and effort?”

Endless opportunities abound in this unlimited income vehicle, yet most people fail to appreciate the benefits of spending time, energy and money on developing their understanding, skills and competence in every aspect of the business. As your business depends on YOU Inc. – you are the crucial factor in your success.

A lack of appreciation of both the necessity for and the multiple benefits of doing what’s recommended (seeking constant and never-ending improvement) in the areas of both their personal and their professional growth, is what brings most people down.

They simply do not understand how crucial a continual adjustment in one’s learning and growth is.

“Live as if you will die tomorrow, learn as if you would live forever” – Ghandi

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7 Steps for Healthier Heart

7 Steps for a Healthier Heart!

 

One Australian dies every 12 minutes from it.

It’s the most costly disease for our healthcare system costing $1.8 Billion for medications alone in 2012. It’s the leading cause of death . . . and yet it’s largely preventable!

It’s Cardiovascular Disease!

Recently I was invited to speak to a group about the topic of ‘Heart Health’ and Cardiovascular Disease. It’s certainly a topic that I’ve had a keen interest in understanding, since I’ve had family members succumb to the effects of poor cardiovascular health.

Cardiovascular Disease is the leading cause of death in Australia, (plus most developed countries) and in addition it is a major cause of disability. According to the National Heart Foundation, CVD is responsible for 11% of direct healthcare expenditure with the Pharmaceutical Benefits Scheme paying out $1.8 Billion in medications for CVD in 2012 (21% of total benefits that year).

So it’s a very costly disease for the healthcare system and a deadly one at that.

So what can you actively do to stack the odds in your favour?

Well, here’s 7 Steps to get to started . . . 

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5 Simple Tips to Reduce 90 Percent of Disease: Cardiologist Speaks Out!

Dr Ross Walker Noted Australian Cardiologist says 90% of the major diseases seen in modern society are related to free radical attack on our body.

A free radical is the by-product of the reaction of many common chemicals and poisons with oxygen. This creates an unstable chemical that travels around the body, ripping out electrons and setting you up for many common diseases that afflict our modern society.

The ingestion of saturated fat, refined sugars, the use of cigarette smoke, exposure to pollution and the numerous day-to-day chemicals either in our foods or applied to our body in some form, not to mention cosmic radiation and other sources of radiation, are potent generators of free radicals.

The only methods available to us to reduce this free radical attack on our bodies are to markedly reduce our exposure to these chemicals and to load ourselves to the eyeballs with antioxidants.  In reducing our exposure to chemicals that generate free radicals, we should not only look at the obvious sources, such as the food we eat and the air we breath, but also the many products we take for granted when we apply them to our body. This includes soaps, deodorants, hair and skin products. We should always be striving to use the more natural products. The second way to neutralise free radicals, however, is the use of antioxidants.

Here’s 5 great sources of Antioxidants according to Dr Ross Walker . . . 

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Don’t wait for An Asthma Attack

Natural solutions may help avoid it …

Asthma prevalence in Australia is high by international standards: Asthma Australia reports “about 10% of the population (2 million people) have asthma currently”. It affects one in every ten adults on current statistics from the Australian Institute of Health & Welfare. That’s over 2 million people in Australia alone! Asthma also affects about one or two kids out of 10.

Asthma is thought to be caused by a combination of complex and incompletely understood genetic and environmental factors, according to the WHO 2012 report. It’s an instigative (likely to arouse a strong reaction) disorder of the airways. Its diagnosis is usually based on the pattern of symptoms and response to therapy over time.

The occurrence of asthma has increased significantly since the 1970s, but if you have this condition, you don’t have to wait for an attack to do something about it. Here’s 3 important steps to get a grip on the problem . . .  (more…)

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Connecting With Millennials

A decade ago, you’d be hard-pressed to find anyone in business who thought 20 and 30-year-olds were prime candidates as serious business partners. That has changed. Millennials, an era that starts with those reaching young adulthood around the year 2000 (actually those born anywhere from 1980 to 1999), have access to technology, communications, and publishing that simply wasn’t available decades ago.

They also have the capacity to utilise it in ever expanding and creative ways. As a result, they have much to offer in the new social media boom. Experian Marketing Services reveals latest demographic trends about these Millennials, who they call ‘the most diverse, informed and connected generation in the Western world.’ Here’s a complimentary copy of their report, Millennials come of age.  (more…)

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Bones: Spurs, Osteoporosis, and Other Issues

4 Steps To Bone Health

Hippocrates is said to have taught “Let Food Be Thy Medicine And Medicine Be Thy Food.” and I must say I agree wholeheartedly with him, and I wish it were still true. If life were the same today as it was then – his claim would be just as true today.

Unfortunately, today’s soils, food raising methods, lifestyle and environmental degradation have had long term impacts on the planet and all that lives on it. This means that what Hippocrates said is no longer the case. In fact, it has not been the case for many, many decades. More than 6 million Australians of every age and each gender suffer from an ailment that affects the way that they move, rest and play, their independence and their state of mind.

The time for rectifying our body’s ills with simple foods is long gone … so here we bring you the 4 simple steps to bone health.  (more…)

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Healing Fibroids Naturally

Fibroids in the uterus, and cysts on the ovaries are benign (not cancerous) growths, which can cause no symptoms, mild or severe symptoms of pain, bloating and/or bleeding. Christine Northrup MD says “The good news is most fibroids don’t cause symptoms, don’t require any fancy treatment, and almost never require a hysterectomy, despite what you may have heard.”

Both uterine fibroids and ovarian cysts affect 75% of women. They’re present in 25-40 percent of women in their childbearing years, and about 40 percent of women have one or more fibroids when they reach menopause. According to Dr Ramsey  the cause of both fibroids and ovarian cysts are similar – either or both oestrogen dominance and liver overload. (more…)

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Market Your Business On A ShoeString!

Mark Twain once said, “Many a small thing has been made large by the right kind of advertising.”

While most advertising can be expensive, the best advertising and business promotions can be accomplished via low cost methods. In fact did you know that some of the best and most effective forms are actually FREE?

In a tight economy many small businesses cut their marketing budgets as the first expense to reduce, because of cash flow concerns. However when times are tough it’s even more important to keep your business brand front and centre. No matter which marketing methods (and we recommend you use a variety) you choose as a business owner, the key is to keep your promotional efforts going, and to never depend on one form of marketing if you want long term success. (more…)

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